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Who we Serve

Who We Work With

At Safe Harbor, we partner with small to medium-sized employers across a wide range of industries, especially those with blue-collar workforces facing significant safety and workers’ compensation challenges. Our clients benefit from expert-level support in managing risk, enhancing safety, and reducing workers’ compensation costs by 30% or more. We understand the operational hurdles in industries where physical labor, safety concerns, and injury management are critical to success.

Here are some of the industries we work with:

  • Manufacturing
  • Construction
  • Warehousing and Distribution
  • Transportation and Logistics
  • Agriculture
  • Energy and Utilities
  • Oil and Gas
  • Healthcare
  • Home Services
  • Mining
  • Forestry and Lumber

No matter the industry, we deliver the same high-value services typically reserved for large corporations. Safe Harbor makes these premium solutions available to businesses like yours, helping you unlock the competitive advantages that reduce workers’ compensation costs and improve operational safety.

Quote From Founder

“Small businesses face significant financial losses each year due to inefficient workers’ compensation management and insufficient support from the insurance and medical industries.

Safe Harbor closes this gap by making premium solutions accessible to small employers. We deliver high-value services that are usually out of reach or unaffordable. Picture having expert workers’ comp support with costs subsidized by your insurance provider.

That’s the advantage Safe Harbor brings to your business.”

Industry Descriptions

and Key Areas Safe Harbor Can Address
Manufacturing
Manufacturers often deal with high-risk environments involving heavy machinery, repetitive motion, and hazardous materials, which increase the likelihood of workplace injuries. These risks contribute to rising workers’ compensation costs and operational downtime.    
Key Areas Safe Harbor Can Address:
  • Safety engagement programs to reduce injury frequency.
  • Improved injury management processes to speed up recovery times.
  • Effective claims management to ensure accurate and timely claims processing, reducing insurance costs.
  • Partnerships with brokers to get better insurance options for cost savings.
Construction
Construction companies face some of the highest risks, with workers regularly exposed to heights, hazardous materials, and heavy equipment. Managing safety and keeping workers’ compensation costs low is crucial to maintaining profitability.
Key Areas Safe Harbor Can Address:
  • Customized safety engagement plans to promote safe work practices on-site.
  • Injury management support for faster recovery and return-to-work strategies.
  • Advanced claims management to avoid costly claims disputes.
  • Broker partnerships to secure favorable insurance rates.
Warehousing and Distribution
Warehousing involves heavy lifting, repetitive motion, and the use of forklifts, all of which increase the likelihood of musculoskeletal injuries and accidents. Efficient claims management and safety protocols are critical for minimizing downtime and cost overruns.
Key Areas Safe Harbor Can Address:
  • Ergonomic safety programs to reduce strain-related injuries.
  • Injury management services that prioritize return-to-work strategies.
  • Streamlined claims management to handle the influx of injury reports
  • Working with brokers to secure better workers’ compensation insurance rates.

Transportation and Logistics

Transportation and logistics companies face unique challenges, such as long driving hours, vehicle accidents, and warehouse handling injuries. Without a structured safety and claims process, workers’ compensation costs can spiral.
Key Areas Safe Harbor Can Address:
  • Safety engagement focused on driver health and vehicle safety.
  • Injury management programs that emphasize swift care and return to duty.
  • Claims management to expedite settlements and reduce cost exposure.
  • Tailored broker solutions to improve insurance rates and reduce premiums.
Agriculture
Agriculture workers often face risks associated with operating heavy machinery, working with animals, and long hours in varying weather conditions. This leads to high injury rates, which can be difficult for smaller employers to manage effectively.
Key Areas Safe Harbor Can Address:
  • Safety engagement strategies to address machinery and livestock safety.
  • Injury management to reduce downtime from common agricultural injuries.
  • Effective claims management to reduce unnecessary claims and expedite settlements
  • Broker partnerships that leverage group benefits to reduce premium costs
Energy and Utilities
The energy sector, including oil and gas, involves high-risk environments such as working at heights, operating heavy equipment, and dealing with hazardous materials. Workers’ compensation costs can quickly rise without effective injury management.
Key Areas Safe Harbor Can Address:
  • Safety engagement programs to mitigate risks in high-hazard areas.
  • Efficient injury management processes to prevent long-term disability claims.
  • Strategic claims management to handle high-value claims.
  • Broker relationships to negotiate the best coverage at the lowest cost.
Oil and Gas
Oil and gas operations have some of the most dangerous working conditions, including exposure to volatile chemicals, heavy machinery, and remote locations, leading to frequent injuries and high workers’ compensation claims.
Key Areas Safe Harbor Can Address:
  • Tailored safety engagement programs to address unique hazards.
  • Injury management that emphasizes swift action and long-term recovery planning.
  • Claims management to handle complex claims with high settlement values.
  • Brokers to secure insurance coverage suited for high-risk environments.
Healthcare (Non-Medical Staff)

While healthcare is typically associated with medical risks, non-medical staff such as maintenance, janitorial, and facilities workers face significant injury risks, including slips, trips, falls, and lifting inju

Key Areas Safe Harbor Can Address:
  • Safety engagement programs focused on ergonomics and hazard prevention.
  • Injury management to provide rapid care and minimize lost workdays.
  • Effective claims management to ensure accurate claims processing
  • Broker support to reduce workers’ compensation premiums through tailored coverage.
Home Services
(HVAC, Electrical, Plumbing, Landscaping)
Home service providers often deal with strenuous physical tasks, hazardous materials, and on-site risks, leading to frequent injuries and high workers’ compensation claims.
Key Areas Safe Harbor Can Address:
  • Safety engagement programs tailored to fieldwork and hazardous material
  • Injury management that helps employees return to work faster and more safely.
  • Claims management to prevent fraudulent claims and reduce unnecessary costs.
  • Broker relationships to secure more affordable and comprehensive insurance coverage.
Mining
Mining operations are inherently dangerous due to working with heavy machinery, explosives, and underground conditions. Workers’ compensation costs can skyrocket with even a single incident.
Key Areas Safe Harbor Can Address:
  • Comprehensive safety engagement programs addressing high-risk activities.
  • Injury management focused on reducing recovery times for complex injuries.
  • Streamlined claims management to handle high-severity claims.
  • Broker partnerships to find the best coverage in a high-risk industry.
Forestry and Lumber
Forestry and lumber operations involve physical labor, dangerous tools, and often remote locations, increasing the likelihood of accidents and injuries.
Key Areas Safe Harbor Can Address:
  • Safety engagement focused on tool safety, ergonomics, and best practices.
  • Injury management to ensure quick response and recovery for injured workers.
  • Efficient claims management to avoid costly disputes.
  • Broker negotiations for more favorable insurance rates.
Safe Harbor Team
Meet our people

Mark Smith

CEO & Co-Founder
15 Years of Experience

Kenna Smitn

CEO & Co-Founder
25 Years of Experience

Cameron Keeney

CEO & Co-Founder
10 Years of Experience

John Turner

CEO & Co-Founder
20 Years of Experience

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